Happy Monday, Future Party. If you’re feeling like Thanksgiving can’t come soon enough, consider trying out communal dining. Americans have made fun of it for decades, but Gen Z and other young people have recently flocked to the practice as a way to socialize with strangers and friends in the digital age. Then again, maybe you just call that eating.

DAILY TOP TRENDS

Beehiiv Becomes A One-Stop Shop For Creators

The colony grows // Illustration by Kate Walker

What began as a newsletter company has ballooned into the creator’s Swiss Army knife.

The Buzz: Beehiiv’s expansion has coincided with growing demands on content creators, who are now expected to publish across a wide array of media, including podcasts, video, and text. By consolidating all these hosting and publication services into a single platform, Beehiiv is positioning itself to potentially steal business from larger players in the space.

Combing the News: Beehiiv just rolled out ten new features in a major update this week.

  • The platform now allows creators to sell digital products like ebooks, templates, and subscriptions — but unlike Substack, Beehiiv won’t take a cut of those sales.

  • It also upgraded its drag-and-drop website builder with a vibe coding feature that alters the website based on text-based prompts.

  • The update includes dynamic content, too, which allows users to change the ad spots displayed in emails and other products based on the viewer.

  • Among the other added features are newsletter and website templates, automation options, website analytics, and link-in-bio pages.

Mind the Beeswax: Offering so many new tools and services could lead Beehiiv to seriously undercut competitors like Substack, Patreon, Squarespace, and even YouTube. If Beehiiv’s growth accelerates after this recent update, rivals may have to lower their prices, which could spark something like the 2010s streaming boom.

Prediction: Expect deals from creator platforms to sweeten in the short term as everyone jockeys to keep talent in their ecosystem.

Together with Vanta

State Of Trust: AI-Driven Attacks Are Getting More Sophisticated

AI-driven attacks are getting bigger, faster, and more sophisticated — making risk much more difficult to contain. Without automation to respond quickly to AI threats, teams are forced to react without a plan in place.

This is according to Vanta’s newest State of Trust report, which surveyed 3,500 business and IT leaders across the globe.

One big change since last year’s report? Teams falling behind AI risks — and spending way more time and energy proving trust than building it.

  • 61% of leaders spend more time proving security rather than improving it.

  • 59% note that AI risks outpace their expertise.

  • But 95% say AI is making their security teams more effective.

Robinhood Delivers Cash Now

Special delivery // Illustration by Kate Walker

The brokerage has partnered with GoPuff to deliver cash to your doorstep… for a fee.

The Big Score: All year, Robinhood has been diversifying its services in an effort to improve profitability and become a comprehensive financial manager for young customers. If this latest venture takes off, the company could start driving defections from major banks with brick-and-mortar locations.

Between the Bands: Robinhood will soon roll out the delivery service in several major US cities, with more to follow in the coming months.

  • It plans to deliver cash in a sealed bag straight to your door, charging a $7 delivery fee (or $3 if you’ve got over $100,000 worth of assets invested with Robinhood).

  • To use the service, users must have a $5/month Robinhood Gold subscription and at least $1,000 in monthly direct deposits into their Robinhood accounts.

  • Recipients will also need to confirm their identity with a code before the package can be delivered.

Cashing out: As Robinhood continues expanding into every corner of personal finance, this move could give the brokerage a real edge over legacy banks. The company’s stock has had a strong but volatile year, so proving it can successfully diversify its services would help solidify that momentum.

Prediction: Look out for older and more established banks to start offering cash delivery if the practice proves secure.

Together with Masterworks

Crash Expert: “This Looks Like 1929” → 70,000 Hedging Here

Mark Spitznagel, who made $1B in a single day during the 2015 flash crash, warns markets are mimicking 1929. Yeah, just another oracle spouting gloom and doom, right?

Vanguard and Goldman Sachs forecast just 5% and 3% annual S&P returns respectively for the next decade (2024-2034).

Bonds? Not much better.

Enough warning signals—what’s something investors can actually do to diversify this week?

Almost no one knows this, but postwar and contemporary art appreciated 11.2% annually with near-zero correlation to equities from 1995–2024, according to Masterworks Data.

And sure… billionaires like Bezos and Gates can make headlines at auction, but what about the rest of us?

Masterworks makes it possible to invest in legendary artworks by Banksy, Basquiat, Picasso, and more – without spending millions.

23 exits. Net annualized returns like 17.6%, 17.8%, and 21.5%. $1.2 billion invested.

Shares in new offerings can sell quickly but…

*Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.

DEEP DIVES

Which of these platforms do you think offers the best overall experience for both creators and consumers?

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40.1% of you voted All of the above in Friday’s poll: Who do you believe is most responsible for rising wealth inequality in the US?

“Multiple aspects of greed. 🤑

“I would say all except economic trends — the trends are driven by policies, big corporations, and the ultra-wealthy.”

“Behind the government policies are the billionaires who lobby for policies that reduce their taxes and keep them in power.”

“When you own it, including politicians, you set the rules…”

“Look at the total compensation being paid to executives in the annual reports for companies you might own stock in. Not just the salaries, but the whole package — stock grants, bonuses, etc. — which doesn’t even include perks like company jets. Divide the total compensation by 2,080, the total working hours in a year (which doesn’t even discount time off). Is anyone worth that hourly rate? And how do they justify that in the annual report? By comparing it to what other companies pay their fat-cat executives. A really terrible distortion in our economy.”

Let’s keep the conversation going. Join our Poll Of The Day newsletter, so your opinions can shine. Discover how your views line up with your peers’, check out cool insights, and have some fun. It’s data with personality.

QUICK HITS

→ Media / Entertainment

🎸 The most-downloaded country artist in America is AI-generated.

⛔ Scooter Braun just ducked out of acquiring OnlyFans.

🦾 The success of AI Artist Xania Monet raises questions for Grammy-winning musician Victoria Monét.

→ Technology

📉 Unlike its sought-after AI hardware, Nvidia’s software isn’t really selling.

☢️ Some AI companies bet on nuclear energy to satisfy their demand for electricity.

🎥 YouTube unveiled its own late-night show as advertisers clamor for space on the platform’s programming.

→ Fashion / E-commerce

🫠 The ethical imperatives of climate change haven’t stopped fashion, but cotton shortages might.

🎳 Bowling alleys are cooler than they ever were before.

🎨 A Frida Kahlo self-portrait is expected to fetch record-breaking prices at an upcoming auction.

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Today’s email was written by Luke Perrotta.
Edited by Nick Comney. Polled and Copy-edited by Kait Cunniff.
Published by Darline Salazar.

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